Still have an avatar issue

[Stefan-A]

There's nothing wrong with "old"

Age brings experience and prudence.

If that only were a rule.

[infernalis]

If that only were a rule.

That would be wishful thinking...

That is why MOST peoples insurance rates go down as they age, a 45 year old driver will for the most part not take the same risks as a 20 year old driver.

Banks are far more keen on loaning a middle age person money than a young person, Here in the US college loan default is at a very high rate.

[jitami]

Here in the US college loan default is at a very high rate.

Total threadjack... but I'm thrilled to say that at least one of my kids will be going to school with NO student loans! WooHoo!!! (I'll take it to the Sssshhhhhhh... thread, so don't reply here )